Clearpay (known as Afterpay in some regions) is a global financial technology company founded in 2014 in Sydney, Australia. With millions of customers and hundreds of thousands of merchant partners worldwide, Clearpay operates in several countries, including Australia, the US, Canada, the UK, New Zealand, and the EU (as Clearpay). The company's mission is to enable responsible spending by allowing customers to split payments into four, both online and in-store, without interest, fees, or extended debt. Clearpay primarily derives its income from merchants and is dedicated to delivering positive outcomes for its users. The company promotes financial wellness, accessibility, and sustainability, aiming to create an economy where everyone benefits.